Introduction: What’s Happening in the World of Cryptocurrency?
In 2025, the world of cryptocurrency is undergoing an unprecedented transformation. Traditional financial giants, who once kept their distance, are now progressively embracing Web3, the new internet paradigm. Notably, statements from the top officials governing U.S. financial policy and groundbreaking partnerships by global payment network companies are beginning to exert significant influence across the entire market.
This article will use these pivotal news developments as a starting point to objectively delve into how they might illuminate the future of emerging projects like the “Pi Network.” By reading this, you’ll grasp the core of the major changes shaping the future of cryptocurrency, even without specialized prior knowledge.
New Trends in the Crypto Market: Two Key News Developments
Before examining their impact on the Pi Network, it’s essential to first understand the broader market shifts that form the foundation. Here, we’ll explore two groundbreaking events concerning the core of the financial system.
1. Banks Permitted to Offer Crypto Services – The Impact of U.S. Fed Chair’s Statement
On June 24, 2025, Jerome Powell, Chairman of the Federal Reserve (FRB), the central bank of the United States, made a statement indicating that there is no issue with U.S. banks providing services to cryptocurrency-related companies. While predicated on robust risk management frameworks, this signifies a positive stance from authorities on the relationship between banks and the crypto industry, which has often been regarded as a gray area.
The impact of this statement is immense. This is because it strongly promotes the elevation of cryptocurrencies from “suspicious assets for a few tech enthusiasts” to “a recognized part of financial services.” This is expected to make it easier for major institutional investors and corporations, who have maintained a cautious stance, to enter the market, thereby enhancing overall market credibility and liquidity.
2. A Bridge Between Traditional Finance and Web3 – Mastercard and Chainlink’s Historic Partnership
Another big piece of news is the announced partnership between Mastercard, a global payment giant, and Chainlink, a blockchain technology company. The core of this partnership lies in building a system that allows Mastercard’s over 3 billion users worldwide to directly purchase cryptocurrencies on the blockchain without going through a centralized exchange.
This is a groundbreaking endeavor that directly connects the world of credit cards we commonly use (Web2) with the new digital world powered by blockchain (Web3). The technological backbone of this partnership is “Chainlink.”
What Exactly is “Chainlink”?
To understand Chainlink, let’s use an analogy: it’s a “reliable translator or interpreter connecting the blockchain world with the real world.”
Smart contracts (self-executing agreement programs) operating on a blockchain cannot, on their own, access information from the outside world. For example, information like “tomorrow’s weather in Tokyo” or “current USD/JPY exchange rates” exists outside the blockchain.
Chainlink fulfills the role of a “decentralized oracle network,” delivering such external data to the blockchain securely and accurately, without tampering. It is thanks to this “reliable interpreter” that real-world payment systems like Mastercard can securely connect with the blockchain world.
How Do These Earth-Shaking Changes Affect the Pi Network?
Now, to the main topic. How might this wave of significant change, sweeping across the entire financial industry, bring possibilities to the Pi Network, where many “Pioneers” continue to mine daily?
The Core Philosophy of Pi Network: A Financial Revolution Anyone Can Join
Before discussing the impact, let’s recall the origins of the Pi Network. The core of this project is its vision: that anyone can participate in cryptocurrency mining with just a smartphone, without expensive equipment or specialized knowledge, and become a part of decentralized finance. It’s not merely a means to short-term profit but also a grand experiment to create a new financial ecosystem accessible to more people.
[Objective Analysis] Future Scenarios Opened by the Two Major News Events
Here, there’s a crucial fact connecting the aforementioned news with the Pi Network: the Pi Network has been integrated into Chainlink’s “Data Streams.” This means that Pi’s price information, among other data, can now be utilized in real-time through the Chainlink network.
Based on this technical connection, the Pi Network community anticipates that the FRB’s policy shift and the Mastercard-Chainlink partnership could open up the following possibilities in the future:
- Possibility 1: Enhanced Pi Coin Convertibility
In the future, leveraging the system built by Mastercard and Chainlink, it might become easier and safer to exchange held Pi for fiat currencies like Japanese Yen or US Dollars. - Possibility 2: Global Payment Utility
Through Mastercard’s vast global network, a future where Pi can be used for payments at online shops and physical stores worldwide is conceivable. - Possibility 3: Full Entry into DeFi (Decentralized Finance)
With reliable price information provided, more advanced financial services such as loans collateralized by Pi or staking Pi to earn interest could emerge within the Pi ecosystem.
[Important Note]
These three scenarios are merely “future possibilities” derived from changes in the external environment and reflect community expectations. As of now, no official business partnership promising the realization of these has been announced by the Pi Network operations (Pi Core Team) or Mastercard. It is essential to calmly distinguish between facts and expectations.
Grand Vision and Reality: What Pi Network Truly Aims For
While changes in the external environment present significant opportunities, the true value of a project is determined by its internal design philosophy and development progress. Let’s unravel why the Pi Network distinguishes itself from many short-term speculative cryptocurrencies.
Design Philosophy Aiming for Long-Term Value
The Pi Network incorporates a “halving” mechanism, where the amount of newly issued (mined) coins gradually decreases as the number of participants increases. This is a thoughtfully designed economic model aimed at increasing the scarcity of the coin over time, preventing rapid inflation, and stabilizing its long-term value. Its philosophy fundamentally differs from “pump and dump” schemes seeking quick riches.
Community Belief and the Project’s Future
This is why experienced Pioneers, instead of fluctuating with daily market price changes, believe in the grand vision of the project and the strength of its robust global community. The ultimate success of the project hinges on its transition to an “Open Mainnet” where all functionalities are released, and on how many widely used applications and services (ecosystems) emerge on it.
Conclusion: Grasping the Signs of Change and Using Them as a Compass for the Future
Finally, let’s review what has been discussed in this article and organize how we should interpret this information.
- [Fact] The traditional financial industry (FRB, Mastercard, etc.) is changing its long-held policies and is steadily moving closer to the Web3 and cryptocurrency world.
- [Possibility] This significant trend could be a powerful tailwind for projects like the Pi Network, which have a global community and a clear vision.
- [Conclusion] However, whether this possibility becomes a reality hinges on Pi Network’s future technological development and the maturity of its ecosystem. The perspective we should maintain is to calmly distinguish between facts and possibilities, without being swayed by fervor or speculation, and to continue to observe the project’s steady progress.
The transition from Web2 financial systems to the Web3 world has only just begun. During this historic period of transformation, it will be paramount to think for oneself based on accurate information and to possess a compass for envisioning the future.