\uc11c\ub860: \ub2f9\uc2e0\uc758 \ud30c\uc774\ub294 \ubbf8\ub798\uc5d0 \uc5bc\ub9c8\uac00 \ub420\uae4c? \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac00\uc9c4 \uae30\ub300\uc640 \ubd88\uc548<\/p>\n
\uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uac04\ud3b8\ud558\uac8c \ucc44\uad74\ud560 \uc218 \uc788\uc5b4 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc8fc\ubaa9\ubc1b\ub294 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c. \uadf8\ub7ec\ub098 “\ucc44\uad74\ud55c \ud30c\uc774\uc758 \uac00\uce58\uac00 \ubbf8\ub798\uc5d0 \uc5b4\ub5bb\uac8c \ub420\uae4c?”\ub77c\ub294 \uc758\ubb38\uc740 \ub9ce\uc740 \ud30c\uc774\uc624\ub2c8\uc5b4(\ucc38\uc5ec\uc790)\ub4e4\uc774 \uacf5\ud1b5\uc73c\ub85c \uc548\uace0 \uc788\ub294 \uc8fc\uc81c\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ucd5c\uadfc\uc5d0\ub294 “\ud30c\uc774\uac00 \uc2dc\uc7a5\uc5d0 \ub118\uccd0\ub098 \uac00\uaca9\uc774 \ud3ed\ub77d\ud560 \uc218\ub3c4 \uc788\ub2e4”\ub294 \uc6b0\ub824\uc758 \ubaa9\uc18c\ub9ac\uac00 \ub4e4\ub9bd\ub2c8\ub2e4.<\/p>\n
\uc774 \uae00\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \uc6b0\ub824\uc758 \uc9c4\uc2e4\uc744 \ud30c\ud5e4\uce69\ub2c8\ub2e4. \uacf5\uae09\ub7c9 \ud604\ud669, \uac00\uaca9\uc758 \ud575\uc2ec\uc778 ‘\ub77d\uc5c5’ \uba54\ucee4\ub2c8\uc998, \uadf8\ub9ac\uace0 \ubbf8\ub798\uc5d0 \uc608\uc0c1\ub418\ub294 \uc2dc\ub098\ub9ac\uc624\ub97c \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \uac1d\uad00\uc801\uc73c\ub85c \ubd84\uc11d\ud558\uc5ec, \uc5ec\ub7ec\ubd84\uc758 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c \uc774\ud574\ub3c4\ub97c \ud55c \ub2e8\uacc4 \ub192\uc5ec\uc904 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
\uacb0\ub860\uc744 \uba3c\uc800 \uc54c\uace0 \uc2f6\uc740 \ubd84\ub4e4\uc744 \uc704\ud574: \ud30c\uc774\uc758 \ubbf8\ub798 \uac00\uaca9, 3\uac00\uc9c0 \uc911\uc694 \ud3ec\uc778\ud2b8<\/p>\n
\ubc14\uc058\uc2e0 \ubd84\ub4e4\uc744 \uc704\ud574 \uba3c\uc800 \uc774 \uae00\uc758 \ud575\uc2ec\uc744 3\uac00\uc9c0 \ud3ec\uc778\ud2b8\ub85c \uc694\uc57d\ud569\ub2c8\ub2e4.<\/p>\n
* **\uacf5\uae09 \uc555\ub825\uc740 \uc2e4\uc7ac\ud55c\ub2e4:** \uc774\ubbf8 \uc218\uc2ed\uc5b5 \uac1c\uc758 \ud30c\uc774\uac00 \ubc1c\ud589\ub418\uc5c8\uc73c\uba70, \uc774\ub294 \ubbf8\ub798\uc5d0 \ub9e4\ub3c4 \uc555\ub825\uc774 \ub420 \uac00\ub2a5\uc131\uc774 \uc0ac\uc2e4\uc785\ub2c8\ub2e4.
\n* **\ud575\uc2ec\uc740 ‘\ub77d\uc5c5’:** \ud558\uc9c0\ub9cc \uadf8 \ub300\ubd80\ubd84\uc740 ‘\ub77d\uc5c5’\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc5d0\uc11c \uaca9\ub9ac\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uba54\ucee4\ub2c8\uc998\uc774 \uac00\uaca9 \uc548\uc815 \uc7a5\uce58\ub85c \uae30\ub2a5\ud569\ub2c8\ub2e4.
\n* **\uac00\uce58\ub294 \uc2e4\uc6a9\uc131\uc5d0 \ub2ec\ub824\uc788\ub2e4:** \ucd5c\uc885\uc801\uc778 \uac00\uaca9\uc740 \uacf5\uae09\ub7c9\ubfd0\ub9cc \uc544\ub2c8\ub77c, \ud30c\uc774\uac00 \uc2e4\uc81c \uc0ac\ud68c\uc5d0\uc11c \uc5bc\ub9c8\ub098 \ub9ce\uc774 \uc0ac\uc6a9\ub418\ub294\uc9c0(\uc720\ud2f8\ub9ac\ud2f0)\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc560\ucd08\uc5d0 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uc758 ‘\ud604\uc7ac \uc704\uce58’\ub294? \uac00\uaca9\uc744 \ub17c\ud558\uae30 \uc804\uc758 \uae30\ucd08 \uc9c0\uc2dd<\/p>\n
\ud30c\uc774\uc758 \uac00\uaca9\uc744 \ub17c\ud558\uae30 \uc804\uc5d0, \uba3c\uc800 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uac00 \ud604\uc7ac \uc5b4\ub5a4 \ub2e8\uacc4\uc5d0 \uc788\ub294\uc9c0 \uc815\ud655\ud788 \uc774\ud574\ud558\ub294 \uac83\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n
\uc5d4\ud074\ub85c\uc988\ub4dc \uba54\uc778\ub137(\ud3d0\uc1c4\ud615 \uba54\uc778\ub137)<\/p>\n
\ud604\uc7ac \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\ub294 ‘\uc5d4\ud074\ub85c\uc988\ub4dc \uba54\uc778\ub137’\uc774\ub77c\ub294 \ub2e8\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ube14\ub85d\uccb4\uc778 \uc790\uccb4\ub294 \uac00\ub3d9\ub418\uace0 \uc788\uc9c0\ub9cc, \uc678\ubd80 \uac70\ub798\uc18c\uc640\uc758 \uc5f0\uacb0\uc774 \uc758\ub3c4\uc801\uc73c\ub85c \uc81c\ud55c\ub41c \uc0c1\ud0dc\uc785\ub2c8\ub2e4. \uc989, \ud30c\uc774\ub294 \uc544\uc9c1 \uc5b4\ub5a4 \uc554\ud638\ud654\ud3d0 \uac70\ub798\uc18c\uc5d0\ub3c4 \uacf5\uc2dd\uc801\uc73c\ub85c \uc0c1\uc7a5\ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n
‘IOU \uac70\ub798’\ub780 \ubb34\uc5c7\uc778\uac00? \ud604\uc7ac \uad00\uce21\ub418\ub294 \uac00\uaca9\uc758 \uc815\uccb4<\/p>\n
\uadf8\ub807\ub2e4\uba74 \uc77c\ubd80 \uac70\ub798\uc18c\ub098 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ubcfc \uc218 \uc788\ub294 ‘\ud30c\uc774 \uac00\uaca9’\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694? \uc774\ub294 \ub300\ubd80\ubd84 ‘IOU(I Owe You – \ucc28\uc6a9 \uc99d\uc11c)’\uc758 \uac70\ub798 \uac00\uaca9\uc785\ub2c8\ub2e4. \uc774\ub294 ‘\ubbf8\ub798\uc5d0 \uc624\ud508 \uba54\uc778\ub137\uc774 \ub418\uc5c8\uc744 \ub54c, \uc2e4\uc81c \ud30c\uc774\ub85c \uad50\ud658\ud560 \uac83\uc744 \uc57d\uc18d\ud558\ub294 \uad8c\ub9ac’\uac00 \ub9e4\ub9e4\ub418\ub294 \uac83\uc73c\ub85c, \uc815\uc2dd \ud30c\uc774 \uac00\uaca9\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud604\uc7ac \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc774 IOU\uac00 0.5\ub2ec\ub7ec \uc804\ud6c4\ub85c \uac70\ub798\ub418\ub294 \uacbd\uc6b0\uac00 \ubcf4\uc774\uc9c0\ub9cc, \uc774\ub294 \uc5b4\ub514\uae4c\uc9c0\ub098 \ube44\uacf5\uc2dd \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ud22c\uae30\uc801\uc778 \uac00\uaca9 \ubcc0\ub3d9\uc774\uba70, \ud504\ub85c\uc81d\ud2b8\uc758 \uc9c4\uc815\ud55c \uac00\uce58\ub97c \ub098\ud0c0\ub0b4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c\ub294 \uc810\uc5d0 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\ub9c8\uc774\uadf8\ub808\uc774\uc158: \ub2f9\uc2e0\uc758 \ud30c\uc774\ub97c ‘\ubcf8 \uacc4\uc88c’\ub85c<\/p>\n
\ucc44\uad74\ud55c \ud30c\uc774\ub97c \uc2e4\uc81c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uac8c \ud558\ub824\uba74 ‘\ub9c8\uc774\uadf8\ub808\uc774\uc158’\uc774\ub77c\ub294 \uacfc\uc815\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub294 \uc571\uc0c1\uc758 \uae30\ub85d(\uc784\uc2dc \uacc4\uc88c \uc794\uc561)\uc744 \ube14\ub85d\uccb4\uc778\uc0c1\uc758 \ub2f9\uc2e0\uc758 \uc9c0\uac11(\ubcf8 \uacc4\uc88c)\uc73c\ub85c \uc815\uc2dd\uc73c\ub85c \uc62e\uae30\ub294 \uc791\uc5c5\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \uc774\ud574\ud558\uae30 \uc26c\uc6b8 \uac83\uc785\ub2c8\ub2e4. \uc9c0\uae08\uae4c\uc9c0 \uc804 \uc138\uacc4\uc801\uc73c\ub85c 1200\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790\uac00 \uc774 \uacfc\uc815\uc744 \uc644\ub8cc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud575\uc2ec \ub370\uc774\ud130: \uc720\ud1b5\ub418\ub294 \ud30c\uc774\ub294 \uc5bc\ub9c8\ub098 \ub420\uae4c? \uacf5\uae09\ub7c9 \ud604\ud669 \ubd84\uc11d<\/p>\n
\uadf8\ub807\ub2e4\uba74 \uac00\uaca9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \uc694\uc18c \uc911 \ud558\ub098\uc778 ‘\uacf5\uae09\ub7c9’\uc5d0 \ub300\ud574 \ub370\uc774\ud130\ub97c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. ’74\uc5b5 \ud30c\uc774\uac00 \uacf5\uae09\ub418\uc5c8\ub2e4’\ub294 \uc815\ubcf4\ub3c4 \uc788\uc9c0\ub9cc, \uc774\ub294 \uacfc\uac70 \uc5b4\ub290 \uc2dc\uc810\uc758 \uc22b\uc790\uc785\ub2c8\ub2e4.<\/p>\n
\uc815\ud655\ud55c \uc22b\uc790\ub294 \ud56d\uc0c1 \ubcc0\ub3d9\ud558\uc9c0\ub9cc, \uc911\uc694\ud55c \uac83\uc740 ‘\uc9c0\uae08\uae4c\uc9c0 \uc218\uc2ed\uc5b5 \ub2e8\uc704\uc758 \ud30c\uc774\uac00 \uc0ac\uc6a9\uc790 \uc9c0\uac11\uc73c\ub85c \ub9c8\uc774\uadf8\ub808\uc774\uc158\ub418\uc5c8\ub2e4’\ub294 \uc0ac\uc2e4\uc785\ub2c8\ub2e4. \uc774 \ubc29\ub300\ud55c \uc591\uc774 \ubbf8\ub798\uc5d0 \uc2dc\uc7a5\uc5d0\uc11c \ub9e4\uac01\ub420 \uac00\ub2a5\uc131\uc774 \uc788\ub294 ‘\ub9e4\ub3c4 \uc555\ub825’\uc758 \uc6d0\ucc9c\uc774 \ub429\ub2c8\ub2e4. \uc774 \uc0ac\uc2e4\uc774 \ubc14\ub85c “\ud30c\uc774\ub294 \uacf5\uae09 \uacfc\uc789\uc73c\ub85c \ud3ed\ub77d\ud55c\ub2e4”\ub294 \uc6b0\ub824\uc758 \uadfc\uac70\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uac00\uaca9 \uc548\uc815 \uc7a5\uce58? ‘\ub77d\uc5c5’ \uba54\ucee4\ub2c8\uc998\uacfc \uc5c4\uccad\ub09c \uc601\ud5a5<\/p>\n
\uacf5\uae09\ub7c9 \uc774\uc57c\uae30\uc5d0\uc11c \uc808\ub300 \ube7c\ub193\uc744 \uc218 \uc5c6\ub294 \uac83\uc774 ‘\ub77d\uc5c5’\uc774\ub77c\ub294 \uba54\ucee4\ub2c8\uc998\uc785\ub2c8\ub2e4. \uc774\uac83\uc774 \ud30c\uc774 \uac00\uaca9\uc5d0 \uac15\ub825\ud55c \ube0c\ub808\uc774\ud06c\uc774\uc790 \uc561\uc140\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub77d\uc5c5\uc758 \ubaa9\uc801<\/p>\n
\ub77d\uc5c5\uc758 \uac00\uc7a5 \ud070 \ubaa9\uc801\uc740 \uc624\ud508 \uba54\uc778\ub137(\ub204\uad6c\ub098 \uc790\uc720\ub86d\uac8c \uac70\ub798\ud560 \uc218 \uc788\ub294 \ub2e8\uacc4)\uc73c\ub85c \uc804\ud658\ub41c \uc9c1\ud6c4, \ub300\ub7c9\uc758 \ud30c\uc774\uac00 \uc77c\uc81c\ud788 \ub9e4\uac01\ub418\uc5b4 \uac00\uaca9\uc774 \ud3ed\ub77d\ud558\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc2dc\uc7a5\uc758 \uacf5\uae09\ub7c9\uc744 \uc778\uc704\uc801\uc73c\ub85c \ud1b5\uc81c\ud558\uace0, \uc0dd\ud0dc\uacc4\uac00 \uc131\uc219\ud560 \ub54c\uae4c\uc9c0 \uc2dc\uac04\uc744 \ubc8c\uae30 \uc704\ud55c \ub9e4\uc6b0 \uc911\uc694\ud55c \uac00\uaca9 \uc548\uc815 \uc7a5\uce58\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uba54\ucee4\ub2c8\uc998\uc744 \uc54c\uae30 \uc27d\uac8c \uc124\uba85<\/p>\n
\ub77d\uc5c5\uc740 \uc0ac\uc6a9\uc790\uac00 \uc784\uc758\ub85c \uc124\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uadf8 \uba54\ucee4\ub2c8\uc998\uc740 \uc740\ud589\uc758 ‘\uc815\uae30\uc608\uae08’\uacfc \ube44\uc2b7\ud569\ub2c8\ub2e4.<\/p>\n
\ubcf4\uc720\ud55c \ud30c\uc774\uc758 \uc77c\ubd80(25%~100%)\ub97c \uc77c\uc815 \uae30\uac04(2\uc8fc~3\ub144) \ub3d9\uc548 \uc778\ucd9c\ud560 \uc218 \uc5c6\ub3c4\ub85d ‘\ub77d’\ud558\ub294 \ub300\uc2e0, \ucc44\uad74\uc744 \ud1b5\ud574 \uc5bb\ub294 \ud30c\uc774\uc758 \uc591\uc774 \ub298\uc5b4\ub098\ub294 \uc778\uc13c\ud2f0\ube0c\uac00 \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n
\ud55c\ubc88 \ub77d\uc5c5\uc744 \uc124\uc815\ud558\uba74 \uae30\uac04\uc774 \uc885\ub8cc\ub420 \ub54c\uae4c\uc9c0 \ud574\ub2f9 \ud30c\uc774\ub97c \uc6c0\uc9c1\uc77c \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube44\uac00\uc5ed\uc131\uc774 \uc2dc\uc7a5 \uc548\uc815\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n
\ud604\ud669\uc5d0 \ub300\ud55c \uc601\ud5a5<\/p>\n
\uac00\uc7a5 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc810\uc740 \uc2e4\uc81c\ub85c \ub9c8\uc774\uadf8\ub808\uc774\uc158\ub41c \ud30c\uc774\uc758 \ub300\ubd80\ubd84\uc774 \uc774 \ub77d\uc5c5 \uc81c\ub3c4\ub85c \uc778\ud574 \uc7a5\uae30\uac04 \uc2dc\uc7a5\uc5d0 \uc720\ud1b5\ub418\uc9c0 \uc54a\ub294 \uc0c1\ud0dc\ub77c\ub294 \uc0ac\uc2e4\uc785\ub2c8\ub2e4. \uc774\ub85c\uc368 \uc55e\uc11c \uc5b8\uae09\ud55c ‘\uc218\uc2ed\uc5b5 \ud30c\uc774\uc758 \ub9e4\ub3c4 \uc555\ub825’\uc740 \ud604\uc7ac \uc2dc\uc810\uc5d0\uc11c \ud06c\uac8c \uc644\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ubbf8\ub798 \uac00\uaca9\uc740 \uc5b4\ub5bb\uac8c \ub420\uae4c? \uc608\uc0c1\ub418\ub294 2\uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624<\/p>\n
\uc9c0\uae08\uae4c\uc9c0\uc758 \uc815\ubcf4\ub97c \ubc14\ud0d5\uc73c\ub85c, \ud30c\uc774\uc758 \ubbf8\ub798 \uac00\uaca9\uc5d0 \ub300\ud574 \uc608\uc0c1\ud560 \uc218 \uc788\ub294 \uc2dc\ub098\ub9ac\uc624\ub97c \uac1d\uad00\uc801\uc778 \uc2dc\uac01\uc5d0\uc11c \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc2dc\ub098\ub9ac\uc624 1: \ud558\ub77d \uc555\ub825\uc758 \uac00\uc2dc\ud654<\/p>\n
\ube44\uad00\uc801\uc778 \uc2dc\ub098\ub9ac\uc624\ub294 \ub77d\uc5c5 \uae30\uac04(1\ub144 \ub610\ub294 3\ub144 \ub4f1)\uc774 \uc21c\ucc28\uc801\uc73c\ub85c \uc885\ub8cc\ub418\ub294 \uc2dc\uc810\uc5d0 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc2dc\uc7a5\uc5d0 \ud480\ub9ac\ub294 \ud30c\uc774\uc758 \uc591\uc774 \ub298\uc5b4\ub098\uace0, \uc774\ub97c \ub2a5\uac00\ud558\ub294 \ub9e4\uc218 \uc218\uc694\uac00 \uc5c6\ub2e4\uba74 \uac00\uaca9\uc740 \ud558\ub77d\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc0ac\uc6a9\uc790\uac00 \uc77c\uc81c\ud788 \uc774\uc775\uc744 \ud655\uc815\ud558\ub824 \ud55c\ub2e4\uba74, \ud070 \ub9e4\ub3c4 \uc555\ub825\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
\uc2dc\ub098\ub9ac\uc624 2: \uc2e4\uc6a9\uc131(\uc720\ud2f8\ub9ac\ud2f0)\uc774 \uac00\uc838\uc62c \uc0c1\uc2b9<\/p>\n
\ub099\uad00\uc801\uc778 \uc2dc\ub098\ub9ac\uc624\uc758 \ud575\uc2ec\uc740 “\ud30c\uc774\ub97c \uc0ac\uc6a9\ud558\uace0 \uc2f6\ub2e4”\ub294 \uc2e4\uc9c8\uc801\uc778 \uc218\uc694, \uc989 \uc720\ud2f8\ub9ac\ud2f0\uc758 \ucc3d\ucd9c\uc785\ub2c8\ub2e4. \ud30c\uc774\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc0c1\ud488\uc774\ub098 \uc11c\ube44\uc2a4\ub97c \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \uc571\uc774\ub098 \uc0c1\uc810\uc774 \ub298\uc5b4\ub098\uace0, \ud30c\uc774\uac00 \ub2e8\uc21c\ud788 \ud22c\uae30 \ub300\uc0c1\uc774 \uc544\ub2cc \ud3b8\ub9ac\ud55c \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ucee4\ubba4\ub2c8\ud2f0\uc5d0 \uc790\ub9ac \uc7a1\ub294\ub2e4\uba74, \ud314\ub824\ub294 \uc0ac\ub78c\ubcf4\ub2e4 \uc0ac\uac70\ub098 \uc0ac\uc6a9\ud558\ub824\ub294 \uc0ac\ub78c\uc774 \ub298\uc5b4\ub098 \uac00\uaca9\uc740 \uc548\uc815\ub418\uac70\ub098 \uc0c1\uc2b9\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubc14\uc774\ub0b8\uc2a4\uc640 \uac19\uc740 \ub300\ud615 \uac70\ub798\uc18c\uc5d0 \uc815\uc2dd \uc0c1\uc7a5\uc774 \uc2e4\ud604\ub41c\ub2e4\uba74 \uc2e0\ub8b0\uc131\uacfc \uc720\ub3d9\uc131\uc774 \ube44\uc57d\uc801\uc73c\ub85c \ub192\uc544\uc838 \uac00\uaca9\uc744 \ub04c\uc5b4\uc62c\ub9ac\ub294 \ud070 \uc694\uc778\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc694\uc57d: \uc6b0\ub9ac\uac00 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uc758 \ubbf8\ub798\uc640 \uc5b4\ub5bb\uac8c \ub9c8\uc8fc\ud574\uc57c \ud560\uae4c<\/p>\n
\ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uc758 \ubbf8\ub798 \uac00\uce58\ub294 ‘\uacf5\uae09\ub7c9’\uc774\ub77c\ub294 \ud53c\ud560 \uc218 \uc5c6\ub294 \ub9e4\ub3c4 \uc555\ub825\uacfc ‘\ub77d\uc5c5\uc744 \ud1b5\ud55c \uc548\uc815\ud654’ \ubc0f ‘\uc0dd\ud0dc\uacc4 \uc131\uc7a5\uc744 \ud1b5\ud55c \uc218\uc694 \ucc3d\ucd9c’\uc774\ub77c\ub294 \ub450 \uac00\uc9c0 \ud798\uc758 \uc904\ub2e4\ub9ac\uae30\uc5d0 \uc758\ud574 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n
\ube44\uacf5\uc2dd\uc801\uc778 IOU \uac00\uaca9\uc758 \ub2e8\uae30\uc801\uc778 \ubcc0\ub3d9\uc5d0 \uc77c\ud76c\uc77c\ube44\ud558\uae30\ubcf4\ub2e4\ub294, \ud504\ub85c\uc81d\ud2b8\uac00 \ub0b4\uc138\uc6b0\ub294 “\uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc554\ud638\ud654\ud3d0 \uc0dd\ud0dc\uacc4 \uad6c\ucd95”\uc774\ub77c\ub294 \ube44\uc804\uc774 \uc55e\uc73c\ub85c \uc5bc\ub9c8\ub098 \uad6c\uccb4\uc801\uc73c\ub85c \uc9c4\uc804\ub420 \uac83\uc778\uc9c0. \uadf8\ub7ec\ud55c \uc7a5\uae30\uc801\uc778 \uc2dc\uac01\uc744 \uac16\ub294 \uac83\uc774 \ud30c\uc774\uc758 \uc9c4\uc815\ud55c \uac00\uce58\ub97c \ud310\ub2e8\ud558\ub294 \ub370 \uac00\uc7a5 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\uc774 \uae00\uc774 \uc5ec\ub7ec\ubd84\uc758 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c \uc774\ud574\ub97c \ub3d5\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n
\ub2e4\uc74c \ub2e8\uacc4\ub85c
\n* **\uacf5\uc2dd \uc815\ubcf4 \ud655\uc778:** \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc815\ubcf4\ub97c \ud30c\uc545\ud558\uae30 \uc704\ud574 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c \uacf5\uc2dd \uc571 \ub0b4 \uacf5\uc9c0\uc0ac\ud56d\uc774\ub098 \uacf5\uc2dd \ube14\ub85c\uadf8\ub97c \uc815\uae30\uc801\uc73c\ub85c \ud655\uc778\ud569\uc2dc\ub2e4.
\n* **\ubc31\uc11c \uc77d\uae30:** \ud504\ub85c\uc81d\ud2b8\uc758 \uc774\ub150\uacfc \uc0c1\uc138\ud55c \uba54\ucee4\ub2c8\uc998\uc744 \uc774\ud574\ud558\uae30 \uc704\ud574 \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ubc31\uc11c\ub97c \uc77d\uc5b4\ubcf4\ub294 \uac83\uc744 \ucd94\ucc9c\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"
\uc11c\ub860: \ub2f9\uc2e0\uc758 \ud30c\uc774\ub294 \ubbf8\ub798\uc5d0 \uc5bc\ub9c8\uac00 \ub420\uae4c? \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac00\uc9c4 \uae30\ub300\uc640 \ubd88\uc548 \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uac04\ud3b8\ud558\uac8c \ucc44\uad74\ud560 \uc218 \uc788\uc5b4 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc8fc\ubaa9\ubc1b\ub294 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c. \uadf8\ub7ec\ub098 “\ucc44\uad74\ud55c \ud30c\uc774\uc758 \uac00\uce58\uac00 \ubbf8\ub798\uc5d0 \uc5b4\ub5bb\uac8c \ub420\uae4c?”\ub77c\ub294 \uc758\ubb38\uc740 \ub9ce\uc740 \ud30c\uc774\uc624\ub2c8\uc5b4(\ucc38\uc5ec\uc790)\ub4e4\uc774 \uacf5\ud1b5\uc73c\ub85c \uc548\uace0 \uc788\ub294 \uc8fc\uc81c\uc785\ub2c8\ub2e4. \ud2b9\ud788 \ucd5c\uadfc\uc5d0\ub294 “\ud30c\uc774\uac00 \uc2dc\uc7a5\uc5d0 \ub118\uccd0\ub098 \uac00\uaca9\uc774 \ud3ed\ub77d\ud560 \uc218\ub3c4 \uc788\ub2e4”\ub294 \uc6b0\ub824\uc758 \ubaa9\uc18c\ub9ac\uac00 \ub4e4\ub9bd\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \uc6b0\ub824\uc758 \uc9c4\uc2e4\uc744 \ud30c\ud5e4\uce69\ub2c8\ub2e4. \uacf5\uae09\ub7c9 \ud604\ud669, […]<\/p>\n","protected":false},"author":1,"featured_media":254226,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[463,465,462,461,352,259,464,460],"class_list":["post-254227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pinetwork","tag-iou-","tag-pi-network-","tag-462","tag-461","tag-352","tag-259","tag-464","tag-460"],"_links":{"self":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts\/254227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/comments?post=254227"}],"version-history":[{"count":1,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts\/254227\/revisions"}],"predecessor-version":[{"id":254228,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts\/254227\/revisions\/254228"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/media\/254226"}],"wp:attachment":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/media?parent=254227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/categories?post=254227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/tags?post=254227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}