2025\ub144, \ube44\ud2b8\ucf54\uc778\uc774 \ud604\ubb3c ETF \ud655\uc0b0 \ub4f1\uc744 \ub4f1\uc5d0 \uc5c5\uace0 \uac15\ud55c \uc6c0\uc9c1\uc784\uc744 \ubcf4\uc774\uba74\uc11c \uc554\ud638\ud654\ud3d0 \uc2dc\uc7a5\uc740 \ub2e4\uc2dc \ud65c\uae30\ub97c \ub418\ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc138\uacc4 \ucd5c\ub300 \uaddc\ubaa8\uc758 \ucee4\ubba4\ub2c8\ud2f0\ub97c \uc790\ub791\ud558\ub294 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c(Pi Network)\uc5d0\ub3c4 \uadf8 \ud750\ub984\uc774 \ub2e4\uac00\uc624\uace0 \uc788\uc744\uae4c\uc694? \ubcf8 \uae30\uc0ac\uc5d0\uc11c\ub294 \ub9ce\uc740 \uc0ac\ub78c\uc774 \ud488\ub294 \u201c\ud30c\uc774\ub294 \uc65c \uc624\ub974\uc9c0 \uc54a\uc744\uae4c?\u201d\ub77c\ub294 \ub2e8\uc21c\ud55c \uc758\ubb38\uc5d0 \ub300\ud55c \ub2f5\uc774 \ub420, \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uac00 \uc9c1\uba74\ud55c 5\uac00\uc9c0 \uad6c\uc870\uc801 \uacfc\uc81c\ub97c \uac1d\uad00\uc801\uc778 \ub370\uc774\ud130\uc640 \ud568\uaed8 \uae4a\uc774 \ud30c\uace0\ub4e4\uc5b4 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
### \uacfc\uc81c 1: \uc2dc\uc7a5\uacfc \uc5f0\ub3d9\ub418\uc9c0 \uc54a\ub294 ‘IOU \uac00\uaca9’\uc758 \ub51c\ub808\ub9c8<\/p>\n
\ub9ce\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uac00\uc7a5 \uc2e0\uacbd \uc4f0\ub294 ‘\uac00\uaca9’\uc774\uc9c0\ub9cc, \ud604\uc7ac \uc77c\ubd80 \uac70\ub798\uc18c\uc5d0\uc11c \ud45c\uc2dc\ub418\ub294 \uc218\uce58\ub294 \uc2e4\uc81c \ud30c\uc774 \ucf54\uc778(Pi coin)\uc758 \uac00\uce58\ub97c \ubc18\uc601\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc774\ub294 ‘IOU (I Owe You)’, \uc989 ‘\ucc28\uc6a9\uc99d’\uc5d0 \ud574\ub2f9\ud558\ub294 \uac83\uc73c\ub85c, ‘\ubbf8\ub798\uc5d0 \uc9c4\uc9dc \ud30c\uc774 \ucf54\uc778\uacfc \uad50\ud658\ud560 \uc218 \uc788\ub294 \uad8c\ub9ac’\uac00 \ud22c\uae30\uc801\uc73c\ub85c \uc0ac\uace0 \ud314\ub9ac\uace0 \uc788\uc744 \ubfd0\uc785\ub2c8\ub2e4. \uc774 IOU \uac00\uaca9\uc740 \uc2dc\uc7a5\uc758 \uae30\ub300\uac10\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc9c0\ud45c\uac00 \ub420 \uc218 \uc788\uc9c0\ub9cc, \ud504\ub85c\uc81d\ud2b8 \ubcf8\uc5f0\uc758 \uac00\uce58\uc640\ub294 \ubd84\ub9ac\ub418\uc5b4 \uc788\uc5b4 \ube44\ud2b8\ucf54\uc778 \ub4f1 \ub2e4\ub978 \uc554\ud638\ud654\ud3d0\uac00 \uc0c1\uc2b9\ud574\ub3c4 \uc9c1\uc811\uc801\uc73c\ub85c \uc5f0\ub3d9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uc2e4\uc744 \ubaa8\ub974\uba74 \uc2dc\uc7a5 \uc804\uccb4\uc758 \uc6c0\uc9c1\uc784\uc5d0\uc11c \uc18c\uc678\ub418\uace0 \uc788\ub2e4\uace0 \ub290\ub07c\uac8c \ub429\ub2c8\ub2e4.<\/p>\n
### \uacfc\uc81c 2: \uc678\ubd80\uc640 \ub2e8\uc808\ub41c ‘\ud074\ub85c\uc988\ub4dc \uba54\uc778\ub137’\uc774\ub77c\ub294 \ubcbd<\/p>\n
\ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uac00 \uc0c1\uc7a5\ub418\uc9c0 \ubabb\ud558\ub294 \uac00\uc7a5 \ud070 \uc774\uc720\ub294 \ud604\uc7ac ‘\ud074\ub85c\uc988\ub4dc \uba54\uc778\ub137’ \ub2e8\uacc4\uc5d0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774\ub294 \ub124\ud2b8\uc6cc\ud06c\uac00 \ud30c\uc774 \uc0dd\ud0dc\uacc4 \ub0b4\ubd80\uc5d0 \ub2eb\ud600 \uc788\uc5b4, \uc678\ubd80 \ube14\ub85d\uccb4\uc778\uc774\ub098 \uac70\ub798\uc18c\uc640 \ucf54\uc778\uc744 \uc790\uc720\ub86d\uac8c \uc8fc\uace0\ubc1b\uc744 \uc218 \uc5c6\ub294 \uc0c1\ud0dc\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \ubc14\uc774\ub0b8\uc2a4(Binance)\uc640 \uac19\uc740 \uc8fc\uc694 \uac70\ub798\uc18c\ub294 \uc790\uc0b0\uc758 \uc548\uc804\uc131\uc774\ub098 \uc720\ub3d9\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc5c6\ub294 \ud504\ub85c\uc81d\ud2b8\ub97c \uc0c1\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774 ‘\ubcbd’\uc744 \ub118\uc5b4 \ub204\uad6c\ub4e0 \uc811\uadfc\ud560 \uc218 \uc788\ub294 ‘\uc624\ud508 \uba54\uc778\ub137’\uc73c\ub85c \uc804\ud658\ub418\uc9c0 \uc54a\ub294 \ud55c, \ubcf8\uaca9\uc801\uc778 \uc2dc\uc7a5 \uac00\uce58\uac00 \ubd80\uc5ec\ub418\uae30\ub294 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/p>\n
### \uacfc\uc81c 3: \uc2e4\uc6a9\uc131 \uc99d\uba85\uc774 \ub420 ‘\uc0dd\ud0dc\uacc4 \ubbf8\uc131\uc219’<\/p>\n
\uc554\ud638\ud654\ud3d0\uc758 \uc9c4\uc815\ud55c \uac00\uce58\ub294 \ud22c\uae30\uc801\uc778 \uac00\uaca9\uc774 \uc544\ub2cc, ‘\uc5b4\ub514\uc5d0 \uc4f8 \uc218 \uc788\ub294\uac00’\ub77c\ub294 \uc2e4\uc6a9\uc131(\uc720\ud2f8\ub9ac\ud2f0)\uc5d0 \uc758\ud574 \uacb0\uc815\ub429\ub2c8\ub2e4. \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\ub294 \uc0dd\ud0dc\uacc4 \ub0b4\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc571(dApps)\uc758 \ud655\ucda9\uc744 \ubaa9\ud45c\ub85c \ud558\uace0 \uc788\uc73c\uba70, 100\uac1c\uc758 dApp \ubc30\ud3ec\ub97c \ubaa9\ud45c \uc911 \ud558\ub098\ub85c \ub0b4\uc138\uc6e0\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 2025\ub144 \ud604\uc7ac, \ub9ce\uc740 \uc0ac\uc6a9\uc790\ub97c \ub04c\uc5b4\ub4e4\uc77c \ub9cc\ud55c \ud0ac\ub7ec \uc571\uc740 \ub4f1\uc7a5\ud558\uc9c0 \uc54a\uc558\uace0, \ud30c\uc774 \ucf54\uc778\uc758 \uad6c\uccb4\uc801\uc778 \uc0ac\uc6a9\ucc98\ub294 \uc544\uc9c1 \uc81c\ud55c\uc801\uc785\ub2c8\ub2e4. ‘\ud30c\uc774\ub85c \ubb34\uc5c7\uc744 \uc0b4 \uc218 \uc788\uace0, \uc5b4\ub5a4 \ud3b8\ub9ac\ud55c \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub294\uac00’\ub77c\ub294 \uc9c8\ubb38\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \ub2f5\uc774 \ubd80\uc871\ud558\ub2e4\ub294 \uc810\uc774 \ud504\ub85c\uc81d\ud2b8\uc758 \uac00\uce58\ub97c \uc815\uccb4\uc2dc\ud0a4\ub294 \ud070 \uc694\uc778\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
### \uacfc\uc81c 4: \uac70\ub300 \ucee4\ubba4\ub2c8\ud2f0\uc758 ‘\uae30\ub300\uc640 \uc2e4\uccb4\uc758 \uac04\uadf9’<\/p>\n
\uc804 \uc138\uacc4 \uc218\ucc9c\ub9cc \uba85\uc774\ub77c\uace0 \ubd88\ub9ac\ub294 \uac70\ub300\ud55c \ucee4\ubba4\ub2c8\ud2f0\ub294 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uc758 \uac00\uc7a5 \ud070 \uc790\uc0b0\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8 \uaddc\ubaa8\uac00 \ud06c\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc6a9\uc790\ub4e4\uc758 \uae30\ub300\uc640 \ud504\ub85c\uc81d\ud2b8 \uc9c4\ud589 \uc0c1\ud669 \uc0ac\uc774\uc5d0 \ud070 \uac04\uadf9\uc774 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub79c \uae30\uac04 \ucc44\uad74\uc744 \uacc4\uc18d\ud574 \uc628 \uc0ac\uc6a9\uc790\ub4e4\uc758 ‘\uc5b8\uc81c\ucbe4 \ud604\uae08\ud654\ud560 \uc218 \uc788\uc744\uae4c’ \ud558\ub294 \ucd08\uc870\ud568\uacfc \ubd88\ub9cc\uc740 \ucee4\ubba4\ub2c8\ud2f0 \ub0b4\uc5d0\uc11c \ube48\ubc88\ud558\uac8c \ubaa9\uaca9\ub429\ub2c8\ub2e4. \ud504\ub85c\uc81d\ud2b8 \uce21\uc774 \ub0b4\uc138\uc6b0\ub294 \uc6c5\uc7a5\ud55c \ube44\uc804\uacfc \uc0ac\uc6a9\uc790\uac00 \uc77c\uc0c1\uc0dd\ud65c\uc5d0\uc11c \ub290\ub07c\uace0 \uc2f6\uc740 \uad6c\uccb4\uc801\uc778 \uc774\uc810 \uc0ac\uc774\uc5d0 \uad34\ub9ac\uac00 \uc788\ub294 \ud55c, \ucee4\ubba4\ub2c8\ud2f0\uc758 \uc5f4\uc815\uc774 \uc810\ucc28 \uc0ac\ub77c\uc9c8 \uc704\ud5d8\uc744 \uc548\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
### \uacfc\uc81c 5: \ud504\ub85c\uc81d\ud2b8 ‘\uc9c4\ud589 \uc0c1\ud669\uc758 \ubd88\ud22c\uba85\uc131’\uacfc \uc2e0\ub8b0 \ubb38\uc81c<\/p>\n
\ub9ce\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc774 \ub290\ub07c\ub294 \uac83\uc740 \ucf54\uc5b4 \ud300\uc758 \ud65c\ub3d9\uc774\ub098 \ub85c\ub4dc\ub9f5\uc758 \ubd88\ud22c\uba85\uc131\uc785\ub2c8\ub2e4. \uc624\ud508 \uba54\uc778\ub137\uc73c\ub85c\uc758 \uc804\ud658 \uc870\uac74\uc774\ub098 \uad6c\uccb4\uc801\uc778 \ud0c0\uc784\ub77c\uc778\uc774 \uba85\ud655\ud558\uac8c \uc81c\uc2dc\ub418\uc9c0 \uc54a\uc544, \uc0ac\uc6a9\uc790\ub4e4\uc740 ‘\uc815\ub9d0\ub85c \ud504\ub85c\uc81d\ud2b8\uac00 \uc9c4\ud589\ub418\uace0 \uc788\ub294\uac00’\ub77c\ub294 \ubd88\uc548\uac10\uc744 \ub290\ub07c\uae30 \uc27d\uc2b5\ub2c8\ub2e4. KYC(\ubcf8\uc778 \ud655\uc778) \uc9c0\uc5f0\uc774\ub098 \uc804\ud658 \uacfc\uc815\uc758 \uae30\uc220\uc801 \ubb38\uc81c\uac00 \ubcf4\uace0\ub418\ub294 \uac83 \ub610\ud55c \uc2e0\ub8b0\uc131\uc744 \uc800\ud574\ud558\ub294 \ud55c \uc6d0\uc778\uc774 \ub429\ub2c8\ub2e4. \uaddc\uc81c \uc900\uc218\uc640 \ubcf4\uc548\uc744 \uc704\ud55c \uac83\uc774\ub77c \ud560\uc9c0\ub77c\ub3c4, \uc9c4\ud589 \uc0c1\ud669\uc758 \uac00\uc2dc\uc131\uc774 \ubd80\uc871\ud558\ub2e4\ub294 \uc810\uc774 \ud504\ub85c\uc81d\ud2b8\uc5d0 \ub300\ud55c \uc758\uad6c\uc2ec\uc744 \ub0b3\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
### \uacb0\ub860: \uc6c5\uc7a5\ud55c \uc2e4\ud5d8\uc758 \ud589\ubc29\uc744 \uac1d\uad00\uc801\uc778 \uc2dc\uc120\uc73c\ub85c \uc9c0\ucf1c\ubcf4\uc790<\/p>\n
\ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\ub294 \uc2dc\uc7a5 \uc804\uccb4\uc758 \ud65c\ud669\uc5d0\uc11c \uc18c\uc678\ub41c \uac83\ucc98\ub7fc \ubcf4\uc774\uc9c0\ub9cc, \uadf8 \ubc30\uacbd\uc5d0\ub294 IOU \uac70\ub798\uc758 \ud2b9\uc218\uc131, \ud074\ub85c\uc988\ub4dc \uba54\uc778\ub137\uc774\ub77c\ub294 \uae30\uc220\uc801 \uc81c\uc57d, \uc0dd\ud0dc\uacc4\uc758 \ubbf8\uc131\uc219, \ucee4\ubba4\ub2c8\ud2f0 \uae30\ub300\uc640\uc758 \uac04\uadf9, \uadf8\ub9ac\uace0 \uc9c4\ud589 \uc0c1\ud669\uc758 \ubd88\ud22c\uba85\uc131\uc774\ub77c\ub294 \uba85\ud655\ud558\uace0 \uad6c\uc870\uc801\uc778 5\uac00\uc9c0 \uacfc\uc81c\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n
‘\uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \ucc44\uad74\ud560 \uc218 \uc788\ub2e4’\ub294 \uac04\ud3b8\ud568\uc73c\ub85c \uc2dc\uc791\ub41c \uc774 \ud504\ub85c\uc81d\ud2b8\ub294 \uc774\uc81c \uc804 \uc138\uacc4 \uc218\ucc9c\ub9cc \uba85\uc758 \ucc38\uc5ec\uc790\ub97c \uac70\ub290\ub9b0 \uc6c5\uc7a5\ud55c \uc0ac\ud68c \uc2e4\ud5d8\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8 \uc131\uacf5\uc740 \uc544\uc9c1 \uc57d\uc18d\ub41c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc0ac\uc6a9\uc790 \uac01\uc790\uac00 \ud604\uc7ac\uc758 \uacfc\uc81c\ub97c \uc62c\ubc14\ub974\uac8c \uc774\ud574\ud558\uace0, \uacfc\ub3c4\ud55c \uae30\ub300\ub098 \ubd88\uc548\uc5d0 \ud729\uc4f8\ub9ac\uc9c0 \uc54a\uc73c\uba70, \uc774 \ud504\ub85c\uc81d\ud2b8\uc758 \ud589\ubc29\uc744 \ub0c9\uc815\ud558\uac8c \uc9c0\ucf1c\ubcf4\uace0 \uc2a4\uc2a4\ub85c\uc758 \ud310\ub2e8\uc73c\ub85c \ucc38\uc5ec\ud574 \ub098\uac00\ub294 \uac83\uc774 \uc9c0\uae08 \uc694\uad6c\ub429\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"
2025\ub144, \ube44\ud2b8\ucf54\uc778\uc774 \ud604\ubb3c ETF \ud655\uc0b0 \ub4f1\uc744 \ub4f1\uc5d0 \uc5c5\uace0 \uac15\ud55c \uc6c0\uc9c1\uc784\uc744 \ubcf4\uc774\uba74\uc11c \uc554\ud638\ud654\ud3d0 \uc2dc\uc7a5\uc740 \ub2e4\uc2dc \ud65c\uae30\ub97c \ub418\ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc138\uacc4 \ucd5c\ub300 \uaddc\ubaa8\uc758 \ucee4\ubba4\ub2c8\ud2f0\ub97c \uc790\ub791\ud558\ub294 \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c(Pi Network)\uc5d0\ub3c4 \uadf8 \ud750\ub984\uc774 \ub2e4\uac00\uc624\uace0 \uc788\uc744\uae4c\uc694? \ubcf8 \uae30\uc0ac\uc5d0\uc11c\ub294 \ub9ce\uc740 \uc0ac\ub78c\uc774 \ud488\ub294 \u201c\ud30c\uc774\ub294 \uc65c \uc624\ub974\uc9c0 \uc54a\uc744\uae4c?\u201d\ub77c\ub294 \ub2e8\uc21c\ud55c \uc758\ubb38\uc5d0 \ub300\ud55c \ub2f5\uc774 \ub420, \ud30c\uc774 \ub124\ud2b8\uc6cc\ud06c\uac00 \uc9c1\uba74\ud55c 5\uac00\uc9c0 \uad6c\uc870\uc801 \uacfc\uc81c\ub97c \uac1d\uad00\uc801\uc778 \ub370\uc774\ud130\uc640 \ud568\uaed8 \uae4a\uc774 \ud30c\uace0\ub4e4\uc5b4 […]<\/p>\n","protected":false},"author":1,"featured_media":254223,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[7,12,55,6,259,459,295,458],"class_list":["post-254224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pinetwork","tag-iou","tag-12","tag-55","tag-6","tag-259","tag-459","tag-295","tag-458"],"_links":{"self":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts\/254224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/comments?post=254224"}],"version-history":[{"count":1,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts\/254224\/revisions"}],"predecessor-version":[{"id":254225,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/posts\/254224\/revisions\/254225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/media\/254223"}],"wp:attachment":[{"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/media?parent=254224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/categories?post=254224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pinetwork.masters-all.com\/korea\/wp-json\/wp\/v2\/tags?post=254224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}